Buying a house in Newry

Buying a house in Northern Ireland involves several steps. Here’s a concise guide to help you get started:

Decide on Your Budget:

Consider one-off costs like the deposit and Stamp Duty, as well as ongoing costs like mortgage payments, rates, and utilities.

Calculate what you can afford to spend.

Find a Suitable Property:

Use an estate agent or explore private sales and auctions.
View properties you’re interested in.

Make an Offer:
Once you’ve found a property, make an offer to the seller. Speak to DNDLAW Newry for advise on terms of your offer

Hire a Solicitor:
Your solicitor in DNDLAW Newry will handle the legal aspects of the purchase.They’ll liaise with the seller’s solicitor.

Get the Property Surveyed: DNDLAW can recommend a good local surveyor

Check for defects that might affect the property’s value.
Your mortgage lender may require a separate valuation.

Apply for a Mortgage:
If you need to borrow money, apply for a mortgage.
Most lenders provide an agreement in principle. Make sure DNDLAW are on the mortgage lenders panel . If your broked cannot fund us we wiull be there under another name for one of our other soffices so dont be dissuaded to use someone else !

Sign a conditional Contracts:
This legally binds the sale. Both parties sign a contract detailing terms and conditions.
Remember, each step takes time, so be prepared for unexpected delays. If you need further assistance, consult with an experienced Newry solicitor in DNDLAW or SC Connolly.

Remember we have solicitors offices in Newry Crossmaglen Kilkeel and Castlewellan and in Belfast